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Stacks by Obsidian gets you big cash back on debt-free purchases at our brand partners.
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Supercharge customer retention, slash transaction processing costs, and elevate brand image with Obsidian’s digital layaway product.
Supercharge customer retention, slash transaction processing costs, and elevate brand image with Obsidian’s digital layaway product.
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Digital layaway is a new type of limited time offer where customers can store funds, earn rewards, and make purchases - all within a merchant’s mobile app and website
Customer accepts a limited time digital layaway offer
Customer earns rewards when they make deposits
Customer uses stored funds to make a purchase at merchant and rewards are automatically redeemed
Stacks by Obsidian lets you save up for purchases at Obsidian’s brand partners, make purchases, and get cash back.
Accept your Stacks offer on Obsidian’s website
Make deposits over time
Use a virtual card to make a purchase at one of our brand partners and get cash back
Supercharge customer retention
Increase average order value
Increase financial resilience for
your customers
Acquire customers through organic channels
Access Gen Z and aspirational segments
Resurrect customers who have dropped off